Credience Corporation recognises the importance of privacy and is committed to protecting the privacy of individuals when handling their personal information.
This Privacy Policy explains in an open and transparent manner how Credience Corporation will collect, hold, use, disclose, protect and otherwise handle your personal information in accordance with the Australian Privacy Principles contained in the Privacy Act 1988 (Cth).
When you provide Credience Corporation with personal information you consent to its use, disclosure and handling of your personal information in accordance with this Privacy Policy and any subsequent amendments.
Should you require a copy of this policy it is available for download or we can post you a copy at your request.
Credience Corporation will collect and hold your personal information for the purposes of providing our investment services and products to you.
The type of personal information that we may collect and hold includes your name, date of birth, tax file number, email address, home address, phone number and bank account details.
If you do not provide us with all, or some, of your personal information that we have requested, we may not be able to provide you with our services.
Credience Corporation collects your personal information directly from you and through our intermediaries when you complete fund application forms. Credience Corporation may also collect data from its registry services.
Other ways Credience Corporation may collect your personal information includes in person or by telephone, letter, facsimile, email or online subscription.
Credience Corporation may hold personal information collected in both physical and electronic storage facilities including paper-based files and computer databases.
Credience Corporation may use cookies, web beacons or similar technologies to collect de-identified information about your visits to our website, www.credience.com (“Website”) for the purpose of improving your browsing experience on our Website. As an example, should you visit our Website, Credience Corporation may collect information about your operating system, browser type, pages accessed, documents downloaded, any previous visits and any referring website, including dates and times.
If you disable cookies in your browsers our Website may not operate as it should.
Our online enquiry form and repost subscription form on our Website also collects personal information you enter.
This information is used for the sole purpose of answering your enquiry and subscribing you to our reports.
Credience Corporation may use and disclose personal information collected and stored to enable us to provide financial services and products to you, and for other related legal purposes.
For example, we may use and/or disclose your personal information to:
Where it is legal and necessary to do so, Credience Corporation may disclose your personal information, for the purposes described above, to our suppliers, contractors, professional advisers, government agencies and regulators or parties involved in the management of your account.
These third parties may be in other countries where laws in relation to the processing of personal information are not consistent with the Australian Privacy Principles or the Privacy Act.
While Credience Corporation may take steps to try and ensure that these third parties do not breach the Australian Privacy Principles in relation to your personal information, the overseas recipient may breach the Privacy Act and/or the Privacy Principles and this may be due to that countries own laws.
By providing us with your personal information you accept that we may make disclosures to overseas recipients on this basis.
Credience Corporation will take all reasonable steps to protect your personal information it holds from misuse, interference and loss, and from unauthorised access, modification or disclosure using both physical and electronic security measures.
By providing us with your personal information over the Internet you accept that such information will be transmitted at your own risk as the security of such information cannot be guaranteed.
Credience Corporation will not retain your personal information, unless required by law, if it is no longer needed for any purpose for which we may lawfully use or disclose it.
You may request Credience Corporation to provide you with access to any of your personal information held by us. You should promptly notify Credience Corporation if you become aware that any of your personal information held is inaccurate, out-of-date, incomplete, irrelevant or misleading.
If you have any concerns about whether Credience Corporation has complied with this Privacy Policy or the Privacy Act you can raise your concerns with our Compliance Manager.
You can contact our Compliance Manager via email, fax, telephone or by post on the details set out below. Our Compliance Manager will investigate your complaint and advise you of the outcome.
If you are not satisfied with our response you can complain to the Office of the Australian Information Commissioner.
You can contact our Compliance Manager using the contact details below:
Compliance Manager
compliance@credience.com
We may update this Privacy Policy from time to time to take into account changes in our practices for the handling of personal information by publishing an amended Privacy Policy on our Website. You should regularly review the most recent version of this Privacy Policy available on our Website.